Service Line 02
Financial preparation and advisory support for MSMEs seeking working capital, term finance, machinery funding, debt restructuring or applicable government incentives.
What This Covers
A well-prepared finance proposal must explain not only how much funding is required, but why it is required, how it will be used and how the business expects to service the obligation. Weak projections, inconsistent information and incomplete documentation can delay or weaken an otherwise viable proposal.
We assist MSMEs with funding assessment, financial projections, CMA data, project reports, lender documentation, debt evaluation and preliminary support for applicable incentive schemes. Our role is to prepare and present the financial case; sanction, pricing, security requirements and scheme approval remain with the relevant lender or authority.
What's Included
Assessment of the amount, purpose, structure and serviceability of the proposed finance.
Financial and documentation support for operating-cycle facilities.
Support for capital expenditure, equipment, project and expansion funding.
Structured financial information for lender appraisal.
Project documentation that links the business proposal with financial viability.
Preliminary support for finance proposals that may qualify under applicable MSME frameworks.
Cash-flow based assessment for businesses experiencing repayment or working-capital pressure.
Preliminary eligibility assessment, documentation and financial support for applicable Central and State Government schemes across India.
Who This Is For
The service is intended for MSMEs that require professionally prepared financial information before approaching lenders or authorities.
Businesses requiring renewal, enhancement, term finance or refinancing.
Businesses purchasing equipment, establishing capacity or undertaking expansion.
MSMEs requiring an objective review of debt-service and working-capital constraints.
Eligible units requiring preliminary assessment and documentation support for subsidy or incentive schemes.
Typical Deliverables
Depending upon the engagement, the output may include:
Our Approach
The proposal is developed around the actual operating cycle, purpose of finance and repayment capacity of the business.
We first evaluate whether the amount and structure of finance are supportable by the business.
Projections, assumptions, tax records and banking information are aligned as far as practicable.
The proposal explains the requirement, use of funds and repayment logic in a form suitable for appraisal.
We assist with financial explanations and additional information requested during the agreed process.
How It Works
We understand the business, borrowing requirement, existing facilities and intended use of funds.
Financial, tax, banking, ownership and project information is collected and reviewed.
CMA data, projections, reports and supporting schedules are prepared according to the assignment.
We assist with financial clarifications and revisions requested by the lender or authority.
Frequently Asked
No. We prepare and support the financial proposal. Sanction, pricing, security and terms are determined solely by the lender after its appraisal.
Yes. The assignment may include project cost, means of finance, machinery details, projections, cash flow and repayment-capacity assessment.
Eligibility and coverage depend upon the applicable scheme rules, borrower exposure and lender assessment. Each case must be evaluated based on current facilities and the proposed structure.
No. We can assist with preliminary eligibility, documentation and financial schedules. Approval and disbursement remain subject to the applicable scheme, authority and compliance conditions.
Yes. We can review cash flow, existing obligations and possible restructuring scenarios, but acceptance remains subject to the lender and applicable regulatory framework.
Important Information
Funding and incentive advisory is provided according to the agreed scope and information made available. We do not guarantee loan sanction, CGTMSE coverage, subsidy approval, interest rate, processing time or disbursement. Final decisions remain with the relevant bank, financial institution, government department or other authority.
Get in Touch
Discuss the requirement before approaching the lender or authority so that the financial case and documentation can be evaluated properly.